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January 31st, 2010Canadian Grant Application: What You Need to Know?
January 31st, 2010Similar to loan applications, getting Canadian government grants is a lengthy process. It is true that submitting grant application is easy. The difficult part is how to ensure that you can get the official subsidy and grant of the government. There are several important things that you have to know in order to quickly facilitate the submission and approval of your grant application. However, you have to take note that there are no sure guarantees of getting a favorable nod from the Canadian government. Everything will rely on the correctness of your grant application and business proposal. Most importantly, approval of government grants is also subject to the availability of official funds for a particular sector.
The first thing that you need to know when you submit grant application is the issue about eligibility. Specifically, you need to determine if your company is eligible for a government financing. What you should do is to get as much information as possible from the agency or department that will give the grant. Carefully read the provisions of the grants program about eligible companies that can apply and projects that can be approved. Usually, this information can be downloaded from a Canadian government website. So you need to research on the question of eligibility before you submit your grant application.
Availability of funding is another important element that you should investigate before you submit your grant application. The Canadian government prepares an annual budget for each department or agency. A department will allocate certain funds for grants for the given fiscal year. You can easily find out if there are still funds available by looking at the approved projects for the year. Normally, the concerned agency or department will post updates on its website if there are still slots available for funding. If no updates are given, you can simply perform simple arithmetic and determine if the earmarked funds are already taken by the approved projects.
If you think that your business is eligible for funding and there are still funds for government grants, the next thing that you should do is to carefully study the official grant application forms. Sometimes, technical mistakes or incomplete information on your application form can lead to disapproval. You should carefully read the rules and special instructions provided by the grant giving body. You must also attach all required paper work and documentations. One missing document can mean outright disapproval of your application. So you should always double check the forms and your attachments before submitting your grant application.
It is also best if you can get a professional with specific expertise on Canadian government grants. There are lots of online services available today that will help you to find government grants and loans. You can start with the Small Business Finance Centre of Canada. This is an independent research institution that can provide professional services and advice for you on how to secure Canadian government grants. Your search for government grants will be much easier if there is a professional agency that will help you.
A Big Boss in the Making
January 31st, 2010Some of us may be clueless on how to start a small business, more so, start with small business ideas. But here’s the good news, with just a click away on the internet, there are a lot of small business resources available for us to help us with our own. We can also inquire with the various government agencies for small business government grants and small business finance available to the public. Other consultancy services are also offering assistance on small business registration, constructing a small business plan, a small business template and even marketing a small business. With all these resources pooled together, there’s no holding you back and you can start right away by stepping your foot forward and trying your luck in the world of entrepreneurship.
Starting a small business is not that easy – you have to be courageous enough to accept defeat and you should have the willpower to move forward and stick with your plan. Being aware of the pros and cons of starting a small business would help you assess your strengths and weaknesses – on how far will you go to pursue your small business plan and up to what extent you are willing in marketing a small business. You also need to evaluate the threats and opportunities surrounding your small business plan – what are the small business registration requirements and what is the small business finance needed to support you on your small business plan? These are among other things you need to plan on and as I have said, be prepared to succeed, to fail at times and to redeem yourself to a lasting victory.
Starting on your own does not need to be too burdensome for you. Avail of your government’s program. Ask and make use of every opportunity available for you – there’s the small business government grant which you can avail of and for sure, there are also policies covering small business finance which can help you start your own small business plan. These are small business resources which you should not waste. It is available for you, you just need to be resourceful and don’t be too embarrassed to ask. Other people’s experiences in putting up their own small businesses may give you insights as you start your own. They may have developed their own small business templates through the years and these may be tailored-fit to your needs as a budding businesswoman or entrepreneur. Likewise, you can use your networks such as your family members, friends, and colleagues in marketing a small business of yours. You may also maximize the net through postings, blogs or other social networks in marketing your small business.
The road may be too long yet do not give up. Every conceivable millionaire or successful people known today started small and yes, they are on top of the success ladder because they were brave enough to take that first step – taking a risk. The fear of the unknown may hinder your guts in pursuing that small business plan but focus on your goal and as the saying goes, “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful people with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent. The slogan “press on” has solved and always will solve the problems of the human race”.
So take that leap of faith and prepare yourself to becoming a Big Boss one day!Read more in http://www.ms-small-businesses.com
How to apply Government Grants (www.grantseekerpro.com)
January 31st, 2010
Grant Seeker Pro Inc. (www.grantseekerpro.com) Wins Prestigious Award. Aired on the Nationally Syndicated Television show HEARTBEAT of AMERICA hosted by William Shatner. visit www.grantseekerpro.com for more info.
Financing a New Business : How to Find Government Small Business Grants
January 31st, 2010
Among the many places to find information on small government grants, some include the Small Business Administration Web site and other US Web sites. Locate places to find small business grants through search engines with ideas from acertified public accountant in this free video on new business financing. Expert: Amber Hill Bio: Amber Hill is a certified public accountant and a partner in several small businesses that she started from the ground up. Filmmaker: Carlye Jones
Latest Grants Auctions
January 30th, 2010Hey, check out these auctions:
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Grants, Business Plans, and RFPs Quick Start
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How to Get Money with Government Grant
January 30th, 2010If you are having a good idea for a new business or you want to start studying, or maybe just want to make some home improvement, but don’t have any money. There is a way to get the financing even without having to pay the money back.
It is called Government Grants or Federal Grants, and is available in the United States, Australia, New Zealand, Ireland, Canada and the United Kingdom. Government Grant is a pot of money that the Government has set a side every year, to help bring peoples initiatives to life. So if you are having a good idea for a new business, education or just need to do some improvement on your house you may qualify to receive a check from the Government.
In the United States it is millions of dollars that is available for you. If your application gets approved you can end up receiving a check up to $50.000 us dollars, depending on what project you were asking for money to.
Here is some of the approved Government Grants:
- Continuing Education
- Single Parent Housing
- Small Business Start Up
- Tuition
- Child Care
- Disaster Relief
The only bad thing with Government Grants is, which you already know is, that Governments are based on a lot of bureaucracy, that makes the application process very complicated and can take a lot of time, because you have to know a lot of rules on how to apply.
The government only approves well prepared professional applications which can be quite hard to write so you can risk being turned down on simple mistakes. So you have to know exactly what you are going after, and the reason for sending the application.
Debt Relief & Management Tips : How to Apply for Free Government Grants, Loans, & Scholarships
January 30th, 2010
The government has many websites to apply for free grants, loans and scholarships. Find out more about each grant option with tips from a consumer credit counselor in this free video on personal finance management. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California. Filmmaker: Bing Hu
Win a ShiftSpace development grant!
January 30th, 2010
Turbulence has commissioned shiftspace and now shiftspace commissions you. Ten development grants of up to $2000, will be granted to individuals and collectives using shiftspace as a platform to create new Spaces (meta-web applications) and Trails (information maps). For more info visit: transition.turbulence.org Music: Underwaterlove by Miyumi Yamisha
How to Improve the US Economy – A Political Perspective
January 30th, 2010The United States has been in a recession since December, 2007, as defined by the National Bureau of Economic Research, a private, nonprofit research organization. But the American people, and the Obama administration along with the democrat majority congress, seem to be at odds on how to fix the US economy.
A robust US economy means companies expand which results in job creation. Currently, the American people are not spending because many are not working, and those who are working are spending less, most likely due to the possibility of losing their job. Current unemployment rate stands at 9.6% as of August, 2009. A decrease in spending by the American people results in a decrease in company profits, company non expansion, and more layoffs.
Reporting on a survey by Watson Wyatt, a consulting firm, the HRSpecialist.com reported in November of 2008 that one-fourth of U.S. employers plan to have staff reductions during the following calendar year. We are now seeing this come to fruition for 2009.
So how can the US economy improve? Improvement being defined as two consecutive quarters where we do not have negative growth in the GDP (gross domestic product). The following is what we call the Steps to Economic Improvement. These are steps for consideration which hopefully result in a healthy bipartisan discussion between our elected congressman and their constituency. These steps may result in non-recessionary growth of the US economy.
You may or may not agree with these steps, but at a bare minimum, these are points to consider, and ideally result in a healthy discussion with our elected congressmen, which at last check, is one of the unchanged notions of a free democratic society.
Steps to Economic Improvement:
1) The first step is to realize that it is business and not government that creates jobs and wealth within the American society. This is where we believe is the heart of the problem. It is evident that the Obama administration believes it is government that will lead Americans to economic prosperity. This is why the federal government has put forth a $780 billion stimulus package. So where is this money really going. Let’s take a look at the breakdown. (source Republican Senate office, CNN.com AC360)
$780 Billion Stimulus Package:
MORE THAN $43 BILLION IN TRANSPORTATION INFRASTRUCTURE INVESTMENTS
$27 BILLION FOR HIGHWAY, ROAD AND BRIDGE INVESTMENTS
$8.4 BILLION FOR PUBLIC TRANSIT INVESTMENT
$2 BILLION FOR HIGH SPEED RAIL
$1.3 BILLION FOR FAA AIRPORT IMPROVEMENT FACILITIES AND EQUIPMENT
$850 MILLION FOR AMTRAK
$250 MILLION FOR GRANTS TO STATES FOR INVESTMENT IN HIGH SPEED AND INNER CITY PASSENGER RAIL
$100 MILLION TO MARITIME ADMINISTRATION FOR ASSISTANCE TO SMALL SHIPYARDS
$76.8 BILLION IN EDUCATION INVESTMENTS
$39 BILLION FOR STATE FISCAL RELIEF TARGETED DIRECTLY FOR EDUCATION
$13.9 BILLION FOR PELL GRANTS
$13.5 BILLION FOR SPECIAL EDUCATION FUNDING
$10.4 BILLION FOR TITLE I
$6.4 BILLION FOR WATER AND SEWER INFRASTRUCTURE
$3 BILLION FOR JOB TRAINING
$3.25 BILLION FOR WORKFORCE INVESTMENT PROGRAMS
$160 MILLION FOR JOB CORPS
$87 BILLION IN TEMPORARY AND TARGETED MEDICAID RELIEF TO STATES
$5 BILLION FOR SUPPLEMENTAL GRANTS TO PUBLIC HOUSING AUTHORITIES FOR CAPITAL NEEDS
$4.7 BILLION FOR STATE AND LOCAL ENERGY EFFICIENCY BLOCK GRANTS
$4.4 BILLION FOR SMART GRID
$2.9 BILLION FOR WEATHERIZATION PROGRAMS
$2 BILLION FOR ADVANCED BATTERY MANUFACTURING
$7 BILLION FOR LOAN GUARANTEES FOR STANDARD RENEWABLES
$800 MILLION FOR CONSTRUCTION OF PORTS OF ENTRY
$500 MILLION FOR FIREFIGHTERS ASSISTANCE GRANTS
$1.2 BILLION FOR NATIONAL SCIENCE FOUNDATION
As part of the 2010 budget proposal, the Obama administration has also proposed additional measures to attempt to stabilize the US economy, including a $2–3 trillion measure aimed at stabilizing the financial system and freeing up credit. In a nutshell, auditors from the Congressional Budget Office have said that Obama’s budget would produce $9.3 trillion in deficits over the next decade.
This is a large chunk of change that needs to be provided by the American taxpayer! But the question is, will all of this spending help the long term growth of the US economy? Growth being during the period of not just the next few years, but rather 10 to 15 years. We believe it will not and here is why.
2) These programs burden the tax payer. History has shown that long sustained economic growth can not take place when the tax payer is over burdened by a federal deficit. Also, when the government spends money they do not have, they print more money, which results in a devaluation of the US dollar. This results in inflation.
3) Small businesses employ just over half of U.S. workers. How do you define a small business. The Office of Advocacy defines a small business for research purposes as an independent business having fewer than 500 employees. In examining the $780 billion stimulus package, you can see that there is no real help for small business. Remember, job creation is needed for economic recovery.
4) The socializing of America will not result in long term economic growth. The massive spending that the Obama administration has proposed will result in an even greater tax burden to the American people.
Most Americans believe in the frame work and meaning of
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The Constitution of the United States. The first words of the Constitution “We the People” make it clear that our government was established to serve the people. The essence of a democracy was eloquently stated by President Lincoln in his Gettysburg Address “that government of the people, by the people, for the people, shall not perish from the earth.” This simply means that our elected president and congress have a responsibility to listen to the American people.
And it can be said that most Americans do not want a socialistic society for the United States. Government needs to stop spending the American tax dollar, simply because an escalating government deficit will not result in an overall improvement in the US economy.
5) Programs such as Cash for Clunkers, auto industry bailouts, and the like, only in the end increase the tax burden on the American people. These massively expensive programs do very little to improve the viability and strength of most small business. Based on 2008 figures, there are 155 million workers in the United States. The car industry accounts for about 13 million of these workers. Therefore, most Americans will not benefit from the bailout of the auto industry. There is only a marginal at best improvement in the US economy from such programs.
6) We do applaud the Obama administration for the injection of capital into the financial institutions, because for small business to flourish, there needs to be capital available, and commercial banks and other depository institutions are the largest lenders of capital to small business.
7) The US economy will do much better when companies are left to compete in the market place with minimal government involvement. A case in point, the Reagan administration had a policy of less government during the 1980s. This resulted in long term economic growth. This is the exact opposite of what the Obama administration is trying to do.
The Obama administration was given a bad economy when Barack Obama took office. But the Obama administration has taken a bad situation and made it much worse. Many economists believe that the US economy would return anyway, with minimal government involvement. In terms of the economy, the government many times creates or prolongs problems and really does not solve them. A case in point, the deregulation of the banking industry which resulted in sub-prime lending. This created an eventual financial collapse, which resulted in the down turn in the US economy and our current economic meltdown.
To conclude, the concept of minimal government is an important component for a strong US economy. Letting companies naturally compete within a free democratic society, with minimal government involvement, produces a robust US economy, which benefits all Americans. The writers of the Constitution of the United Sates, our founding fathers, believed that the role of government in the lives of people should be minimal. Should we not adhere to the principles of our Constitution?
By letting your voice be heard, it is the American people who in the end control the destiny of the United States. And in the end, it is the American people who will control the destiny of the US economy. Go to your congressman’s website and contact them, discuss these points, express your opinion, and let them know how you feel. It is your right and duty as an American citizen.